The Microcredit Foundation of India and Poverty in India

The Microcredit Foundation of India is a non- profit organization, and effective tool for alleviating poverty. The Microcredit Foundation has its base located in southern rural India. Microcredit works with just about everyone who needs their help; however their focus is women. Microcredit presents the women of rural communities with the opportunity to start a business. The services of micro credit are dedicated to creating a better stable economy, opportunities in the establishment of medium sized enterprises, and co-operative development. The Microcredit Foundation of India provides sufficient and affordable customer oriented funding and other financial services as well as consulting and training to the target groups. Microcredit also†¦show more content†¦With the help of Microcredit, people no longer had to borrow money from relatives. In many cases, the availability of elegant, safe and accessible savings products for the poorest is as important, if not more important, i n poverty reduction than Microcredit. . Microcredit is based on a separate set of principles, which are distinguished from general financing or credit. The savings-ed microfinance has gained recognition as an effective way to bring very poor families low-cost financial services. It’s not only provided in poor countries, but also in one of the world’s richest country USA, where 37 million people live below the poverty line (Grameen Bank). In Grameen Bank even a beggar gets special attention. A beggar comes under a campaign from Grameen Bank, which is designed to convince to join Grameen programme. The bank explains how she can carry some merchandise with her when she goes out to beg from door to door and earn money, or she can display some merchandise by her side when she is begging in a fixed place. Grameens idea is to graduate her to a noble livelihood rather than continue with begging. Such a programme would not be a part of a conventional banks work. Other developed countries in which the micro-loan model is in fact gaining momentum includes, Israel, Russia, and Ukraine. Micro-loans given to small business entrepreneurs are also used to overcome cultural barriers in the mainstream businessShow MoreRelatedMicrocredit and Social Business1873 Words   |  8 PagesFrom Microcredit to Social Business: Towards Making Poverty History Innovative ideas are not standstill, when ideas works they create attraction and developed gradually that microcredit did. In the process of advancement, idea continue to change, newer ideas emerge, sometimes it may outdo the original ideas and very different from the expectations (Mulgan, 2006, p. 154). In the course of time, Grameen Bank own by the ‘poorest of the poor’ who are mostly women becomes a giant that now has 31 differentRead MoreA majority of the Indian population lacks opportunities such as financial resources and thereby the1000 Words   |  4 Pages A majority of the Indian population lacks opportunities such as financial resources and thereby the ability to get jobs. They are stuck in an endless cycle which provides them with no opportunities to lift themselves out of poverty. Microcredit has been seen as a lifeline and as an opportunity by governments in developing countries, international funding organizations and donor agencies, in order to help the poor attain money since the 1950’s. It was in the 1950s and1960s, for the first time IndianRead MoreThe Growth And Poverty Improvement Of A Country Essay1539 Words   |  7 Pages CHAPTER 1 1.1.1 INTERNSHIP INTRODUCTION Finance is assumed to be one of the most important tools for the growth and poverty improvement in a country. Financial inclusion is a vision for every country to achieve so that it can provide quality services to its citizens. Govt. Has introduces many schemes to achieve the aim of Inclusive growth and abandoned access to Financial services. Many initiatives, schemes and reforms have been put into the place afterRead MoreEarly Life and Education4970 Words   |  20 Pagesillness.[12] Later, he passed the matriculation examination from Chittagong Collegiate School securing the 16th position among 39,000 students in East Pakistan.[13] During his school years, he was an active Boy Scout, and traveled to West Pakistan and India in 1952, and to Canada in 1955 to attend Jamborees.[13] Later when Yunus was studying at Chittagong College, he became active in cultural activities and won awards for drama acting.[13] In 1957, he enrolled in the department of economics at Dhaka UniversityRead MorePoverty Analysis in India: Policies to Reduce Poverty3146 Words   |  13 Pagesinvolved in dispersing of funds in poverty alleviating programs, the Government, the World Bank and the U.S. are helping India eradicate poverty through dispersing funds to build the economy, battle disease and also improve infrastructure. Corruption can occur through bribes and red tape from low level government levels to high levels. Even though there is corruption detected by politicians and bureaucrats. The Government of India has presented strategies to alleviate poverty through subsidies and otherRead MoreThe History of Micro-Credit as a Means for Development of Poor Nations1632 Words   |  7 Pagesopportunities for people to lift themselves out of poverty. Microcredit has been used as a method by governments in developing countries, international funding organizations and donor agencies, in order to help the poor make money since the 1950’s. During the 1950s and1960s, the Indian gov ernment started disbursing loans to families in rural areas that worked in the agricultural sector as well as city-dwelling families to promote economic growth throughout India with collaboration with the Indian GovernmentRead MoreBuilding Social Business8301 Words   |  34 Pagesworldscientific.com/doi/abs/10.1142/S1084946711001744 INTRODUCTION Social business, as the term had once been commonly used, was first defined by Nobel Peace Prize laureate Prof. Muhammad Yunus and is described in his books Creating a world without poverty—Social Business and the future of capitalism and Building Social Business—The new kind of capitalism that serves humanitys most pressing needs. In these books, Yunus defined a Social Business a business: * Created and designed to address a socialRead MoreCapital And Financial Development Report4149 Words   |  17 Pagesservices. This pandemic is even more alarming when contextualized further. Close to 73% of poor people remain unbanked, more than half of adults in the poorest 40% of households in developing countries, and about 80% of the poor living under the $2/day poverty line have no form of bank account due to a plateau of reasons ranging from costs, travel distances, and other burdensome requirements involved in opening financial accounts. To combat this undesirable phenomenon, the overwhelming majority of policyRead MoreOverview of Housing Microfinance1898 Words   |  8 Pagesstore inventory, and conduct business. The MFI involvement is growing constantly. Participating actors in housing microfinance include urban developers, regulated financial institutions, government agencies, credit cooperatives, NGOs with an urban poverty focus, and larger MFI sponsors. Traditionally, housing finance for low-income people has been part of a slum upgrade or urban development strategy, with the financial service accompanied by construction assistance or land rights advocacy. IncreasinglyRead MoreThesis on Empower Women Through Micro Credit Programmes18140 Words   |  73 Pagesself-help micro credit programmes are tools for empowering poor women. Micro credit is about much more than access to money. It is about women gaining control over the means to make a living. It is about women lifting themselves out of poverty and vulnerability. It is about women achieving economic and political empowerment within their homes, their villages, their countries. As Noeleen Heyzer of UNIFEM reveals in the above statement, there is clearly an important role for

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Causes of Tornadoes and How They Form

Classification Essay Computer Users - 1146 Words

We all have at least one person in our life that is crazy about computers†¦ the sound of the keyboard typing away throughout all hours of the night. With the advanced technology society has brought us, it is a normal occurrence in your typical household. Since the computer has become so accessible to mostly everyone, life has become much easier for humans. What would we do without the Internet? You can find information on any topic you choose, from the click of a button or two, right at your fingertips. You can communicate with others from across the globe, or even look up movie times at your local movie theatre. Maybe you just want to get lost in a good videogame. With the computer taking over our daily lives, everyone takes advantage of†¦show more content†¦Some prefer the option of emails over using the telephone or instant messaging. Many will give out their emails to stores or businesses so they can be added to that businesses mailing list to receive various emails about coupons or special offers. The emailers will jump with joy over an unread email in their inbox because they are so excited to reply to the sender. They will be more than happy to reply, just to have that satisfaction of receiving an email. For some included in this category of computer users, they use email to keep in touch with distant relatives whom they do not often see. Not only used for personal issues; the emailers have also depended on the email for their career. Many will send out emails to colleagues to keep in touch with what the daily schedule includes. Emailers spend most of their time on the computer replying and writing new messages to certain individuals. Many of my friends are serious gamers. They have all the game systems from Xbox to Playstation to Wii. Some computer users spend all of their time playing games. These are the people who stay up to till dawn shooting and dodging bullets from other people on the Internet. â€Å"Gamers† tend to get addict ed to games; the first things they do when they get on the computer are check for people playing online or start new games to play. Most of these gamers even have all the accessories for the wholeShow MoreRelatedIs Internet Addiction Disorder? Essay1483 Words   |  6 PagesInternet use, refers to excessive computer use which interferes with daily life. Internet overuse, problematic computer use, or pathological computer use, problematic Internet use, or Internet addiction disorder. In the most recent version of the DSM-5, Internet Gaming Disorder is the latest term to describe this problem. History IAD was originally proposed as a disorder in a satirical hoax by Ivan Goldberg, M.D., in 1995, although some later researchers have taken his essay seriously. He used this termRead MoreRegulation on Cloud to Protect User Privacy1700 Words   |  7 PagesRegulation on Cloud to Protect User Privacy This essay writes about regulation that rules cloud provider to protect privacy of data citizens within country. First of all, this essay will describe about what cloud services that used nowadays, its wide range of services, and users motivation why they would use cloud services. In the second section, it will explain more about the security threat of cloud services and going more specific into privacy issue. The next section, I will discuss about theRead MoreInformation Technology Applications For A Team Of People3014 Words   |  13 Pagesis called groupware and in this essay I would like to extend the definition of groupware to also include software that enables collaboration between teams of individuals. Groupware, collaborative software or group support systems are all a type of software â€Å"with the main objective to make the interaction between people that work together easier and helping them to become more effective and efficient† (Sarmento, Lousa, Machado, 1999). Groupware/ collaborative/ Computer Supported Cooperative Work (CSCW)Read MoreDefinition Of Function Point Analysis1584 Words   |  7 Pageswhich means mapping out complex lighting algorithms. According to Gollapudi (n.s) the definition of Function Point Analysis (FPA) can be; one method for determining the software size by estimating the system functionality which provided to the end users supported on logical design. Moreover, this method is a form of top down estimation (Larson Et al. 2014) . Furthermore, Function Point Analysis (FPA) is actually one of the strong and standardized methods for defining various functions of softwareRead MoreAnalysis And Summary Of Cloud Computing1693 Words   |  7 Pagesbrief analysis and summary of cloud computing system. Presented the definition, character and the model of could computing will be the first part. Then, analyzed several advantages and disadvantages is the major part of this report. Finally, this essay will focus on application of this technology in different areas and its future. Table of Contents Cloud Computing 1 1.Introduction of clouding system 1 1.1 The definition of cloud computing 1 1.2 The characteristic of cloud computing 2 1.3 Cloud ComputingRead MoreThe Development And Challenge Of 3d Printing1294 Words   |  6 PagesDevelopment and Challenge of 3D Printing Introduction In recent years 3D printing arouses focus of public with appearing in a huge number of areas. In this essay, it will describe 3D printing which is one important application of rapid prototyping. Rapid prototyping (RP) is general for several techniques, which read in data from computer-aided design (CAD) drawings and manufacture automatically three-dimensional objects layer-by-layer according to the virtual design (Sanna 2008). 3D printing alsoRead MoreAnalysis And Summary Of Cloud Computing1706 Words   |  7 Pagesbrief analysis and summary of cloud computing system. Presented the definition, character and the model of could computing will be the first part. Then, analyzed several advantages and disadvantages is the major part of this report. Finally, this essay will focus on application of this technology in different areas and its future. Table of Contents Cloud Computing 1 1.Introduction of clouding system 1 1.1 The definition of cloud computing 1 1.2 The characteristic of cloud computing 2 1.3 Cloud ComputingRead MoreHuman Centered Design Is The Most Popular Two Methodologies996 Words   |  4 PagesDesign, Goal-Directed Design, etc, each method has its own unique approach for creating the design. Human-Centered Design and Activity-Centered Design are the most popular two methodologies. Because of Don Norman’s Essay: Human Design Considered Harmful, the controversy between the use of User-Centered Design and Activity- Centered Design become a hot debeat. Here I want to talk about two different design theories and some ideas about how to adapt a suitable design solution. Human Centered Design Human-CenteredRead MoreOnline Exams : An Assessment For Measuring A Test Taker s Knowledge, Skill, Aptitude, Or Classification932 Words   |  4 PagesAn examination is an assessment for measuring a test-taker’s knowledge, skill, aptitude, or classification in many other topics [Ikwueze, 2014]. In the educational fields, examinations play a significant role for helping instructors understand to what extent their students grasp some knowledge, so as to facilitate the instructors to tweak their teaching and further improve their students’ learning. Paper-based examinations are inconvenient for instructors to implement in the distance learning areaRead MoreLets Talk about E-Books and Their Advantages805 Words   |  3 PagesE-books is a good idea to improve our selves in reading. E-book is a book that displayed on a computer screen or on an electronic device that is held in the hand, instead of being printed on paper. The first e-book was equipped by Roberto Busa in the late of 194os. In my essay I will talk about the history of e-books, the differences between electronic books and traditional books and the advantages of e-books. E-book is an electronic book or digital book. It was public in digital form. Its easy

Diclduybc Free Essays

Unit 11 Mini-Analysis Consider the following standard and semi-log plots from the Australian Bureau of Statistics. Both graphs show the probability (in decimal form) that an Australian woman of age x will die within the next year. | | Remember to use complete sentences on each of the questions below, rounding to four decimal places where appropriate. We will write a custom essay sample on Diclduybc or any similar topic only for you Order Now Save the resulting document in either Word or PDF form and resubmit to the D2L dropbox. Your last name should appear in the name of the file. 1. The standard plot on the left appears exponential. However, by examining the semi-log plot on the right, we see that only a portion of the data is actually exponential. For what ages would you conclude that the probability (in decimal form) of dying in the next year is approximately exponential? Explain. I do not understand the question. The ages that are approximately exponential are 22-90 on the right graph because these lines seem to form a straight line, similar to exponential growth. 2. Assuming that the points (44, -3) and (70, -2) are on the linear portion of the semi-log plot, create a linear function for Y=log? y) as a function of x. Make sure to show your work. -2+3/70-44 = 1/26 y=. 0384615385x+b y = . 0385x – 2. 5 3. Rewrite your semi-log plot equation from #2 so that it now shows the exponential function that we can view on the standard plot. Make sure to show your work. Y = . 0385x + -2. 5 y = 10^. 0385x * 10^-2. 5 1. 0926^x * . 0032 4. What percent does an Australian female’s probability of death (within t he next year) increase every year? The probability of women’s death in Australia increases by 9. 26% each year. How to cite Diclduybc, Papers

The Greek Theatre Essay Example For Students

The Greek Theatre Essay The arts of the western world have been largely dominated by the artistic standards established by the Greeks of the classical period Spreloosel 86. It is from the Greek word theatron, meaning a place for sitting, that we get our word theater. According to James Butler, The Greeks were the first people to erect special structures to bring audiences and theatrical performers together 27. The theaters were normally located near a populated area at the bottom of or cut out of a carefully selected, sloping hillside overlooking a seascape, a plain, or a city Butler 30. They eventually with few exceptions consisted of three distinct parts: theatron viewing place for spectators, orchestra dancing place where the chorus and actors performed; and a later addition, a skene scene building, which provided a scenic backing Butler 30. The theatron was the place where the audience sat. At first the spectators sat on the ground, later on wooden bleachers and finally on tiers of stone seats which followed the circular shape of the orchestra and the natural contours of the countryside. The theatron surrounded the orchestra on three sides. Describing the theater of Dionysus, David Taylor writes, The spectators seats were in a curving area, a little more than a semi-circle and slope down to the center Taylor 19. Even though all classes of people attended the theater there were reserved areas for the more prestigious, such as the king. The audience arranged in rows, looked out across a rounded orchestra Kennedy 1102. Because most of the early dramas were religious and required a sacrificial ceremony, a thymele an altar or sacrificial table was located in the center of the orchestra. The orchestra was where the chorus and actors performed. Arnott states, the nucleus of the drama was the chorus Arnott 9. David Taylor comments, The theater actually did start without any separate actors; there was only the chorus 15. Later actors were added, but the chorus still remained the center of attention. The audience sat at a considerable distance from the orchestra and looked down on the performance. Although the amount of detail perceived was limited, they often were drawn into the play and became characters themselves. The action has spilled over from the orchestra to the auditorium to embrace the whole community, players and public alike Anott 21. The third distinct part of the theater was the skene scene building. The earliest scene buildings were very simple wooden structures Butler 31. Originally, the skene was a dressing room; later it is believed to have borne a painted backdrop Kennedy 1102. This area was known as the actors place. It was intended to provide a background against which actors could perform. In Greek theater as we know it, the skene appears as a appendage, adjunct, breaking the perfect circularity of the design Arnott 13. Although the origin of the Greek theater is unclear, many historians believe that it developed out of religious ritual and its  performances were connected to religious festivals. The performances were used to educate and entertain. The theater is certainly not the same as it was in ancient Greece but it has not changed completely Taylor 8. This form of art has always had a special appeal for many people.

All Quiet On The Western Front (995 words) Essay Example For Students

All Quiet On The Western Front (995 words) Essay All Quiet On The Western FrontAll Quiet on the Western FrontWhenever one reads or hears about World War I or World War II, you hear of the struggles and triumphs of the British, Americans or any of the other Allies. And they always speak of the evil and menacing German army. However, All Quiet on the Western Front gives the reader some insight and a look at a group of young German friends who are fighting in World War I. ?This story is neither an accusation nor a confession, and least of all an adventure, for death is not an adventure to those who stand face to face with it. It will try simply to tell of a generation of men who, even though they may have escaped its shells, were destroyed by the war..? The soldiers of this war felt they were neither heroes nor did they know what they were fighting for. These soldiers were pulled from the innocence of their childhood, and thrown into a world of rage. Yet somehow they still managed to have heart and faith in man kind and could not look the opponent in the eye and kill him. For he was man too, he too had a wife and children at home, he too was pulled out of his home to fight for a cause he didnt understand. The comrades were taught to fight. They were taught to kill the British and their allies. The comrades had no personal reason to fight with the other, except that it was an order and must be done. They were not fighting because they held a strong passion for their country, or felt deeply for the cause of the war. Albert simply states, ?almost all of us are simple folk. And in France, too, the majority of men are laborers, workmen, or poor clerks. Now just why would a French blacksmith or a French shoemaker want to attack us? No, its merely the rulers. I had never seen a Frenchman before I came here, and it will be just the same with the majority of Frenchmen as regards us. They werent asked about it any more then we were.? These soldiers lacked passion for the war. They didnt feel heroic because they did not ha te the French nor the British. Therefore they lacked zeal to fight the war and did not fit the title of hero, they clung on to their life at all times. An example of Paul hiding during an attack shows his fear of death. ? I lie huddled in a large shell-hole, my legs in the water up to the belly. When the attack starts I will let myself fall into the water, with my face as deep in the mud as I can keep it without suffocating. I must pretend to be dead.? These soldiers went to extremes to save themselves from the raging war. Not only soldiers but officers of the army had come under the great influence of fear. During one scene, under a heavy attack Paul sees a petrified Himmelstoss who is crouching in a corner. ?Get out!? I spit. He doesnt not stir, his lips quiver, his moustache twitches. ?Out!? i repeat. He draws up his legs, crouches back against the wall, and shows his teeth like a cur.? If officers of the army overcame with such great fear, naturally the young recruits would be h orrified as well. Unprepared and still innocent the recruits stared at the world in front of them with blank faces. Paul describes this during a front line attack. ?Their pale turnip faces, their pitiful clenched hands, the fine courage of these poor devils, the desperate charges and attacks made by the poor brave wretches, who are so terrified that they dare not cry out loudly, but with battered chests, with torn bellies, arms and legs only whimper softly for their mothers and cease as soon as one looks at them.? Paul believes they have no business fighting the war. For they are merely easy targets for the opponents. By fighting in the war did not mean the soldiers were stone cold and held no emotions. By not feeling hate towards the opponent army, they could not be heroes because they werent able to kill them. In the middle of an attack when Paul is throwing grenades at the Russians he has to stop and he thinks. ? The moment we are about to retreat three faces rise up from the gro und in front of us. Under one of the helmets a dark pointed beard and two eyes are fastened on me. I raise my hand, but cannot throw into those strange eyes; for one mad moment the whole slaughter whirls like a circus around me, and these two eyes alone are motionless.? Paul feels emotion, and fails to be a hero for he feels compassion. ? We de not fight, we defend ourselves against annihilation.? This war was not a glorious event to partake in for the soldiers. They were thrown into the world of rage and robbed of their innocence, which could never be regained. Filled with memories from the war that could never be forgotten. This war had no meaning to them, they lacked enthusiasm in fighting for their country. They were not heroes for they had fear, and defended themselves rather than fighting. These comrades felt sentiment for the opponents, for they both lacked passion for what they were fighting. This novel holds the ability to describe the soldiers in any war. Any soldier parti cipating in a war does not have a conflict with the soldiers they are fighting with. It is the leaders of the countries who hold conflicts and lure their men into risking their lives. As Tjaden had mentioned in the beginning of the novel, ? we should let the leaders fight it out themselves in a ring.? For they are the ones with a personal conflict not the innocent comrades. 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